About Adarsh Capital
A trusted digital lending platform built on transparency, compliance and customer-first practices.
Who We Are
Adarsh Capital is the digital lending brand of Uni-Com Fincorp Private Limited, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). Through Adarsh Capital, Uni-Com Fincorp Private Limited offers personal and business loan products to individuals and small businesses across India, combining regulatory compliance with a fast, fully digital application experience.
CIN: U65929PB2016PTC045572 · RBI NBFC Registration No.: [Add registration number] · Registered Office: SCO-4, 3rd Floor, Puda Complex Ladowali Road, Jalandhar, Punjab - 144001
Our Mission
To make credit accessible, transparent and fair for every eligible individual and business, through responsible lending practices and simple digital experiences.
Our Vision
To be one of India's most trusted digital NBFC lending brands, known for compliance, clarity and customer well-being.
Regulatory Compliance
As a brand of an RBI registered NBFC, Adarsh Capital operates in accordance with the RBI's Fair Practice Code, Digital Lending Guidelines, and applicable data protection norms. We do not access customer contacts, photos or call logs, and every borrower receives a clear, upfront disclosure of interest rate, fees and repayment terms before accepting a loan.