Marriage Loan
Plan the wedding you want without compromise — venue, catering, jewellery or honeymoon — with a simple, transparent loan.
Apply NowLoan Amount
₹50,000 – ₹10,00,000
Tenure
6 – 60 months
Interest Rate (APR)
14% p.a.
Processing Fee
Up to 3% of loan amount + GST
Disbursal Time
As fast as 24 hours after approval*
Prepayment/Foreclosure
Part-prepayment not permitted; full foreclosure allowed after 3 EMIs, charges as per policy
*Indicative figures. Actual interest rate, fees and tenure depend on credit assessment and are disclosed in your loan agreement. See our Interest Rate & Fees Policy for full details.
Eligibility Criteria
- • Indian resident aged 21–58 years
- • Salaried or self-employed with regular income
- • Minimum net monthly income of ₹20,000 (indicative)
- • Credit score of 650 or above preferred
- • Valid PAN and Aadhaar
Documents Required
- • Identity Proof: PAN Card, Aadhaar Card or Passport
- • Address Proof: Aadhaar Card, utility bill or rent agreement
- • Income Proof: Latest 3 months' salary slips, or ITR for self-employed applicants
- • Bank Statement: Last 3–6 months
- • Photograph: Recent passport-size photo
All documents are collected digitally during the application process — no physical paperwork or branch visit required.
What You Can Use Marriage Loan For
Venue & Catering
Book your wedding venue and catering with an upfront lump sum.
Decoration
Fund décor, lighting and event styling costs.
Jewellery & Attire
Cover jewellery, outfits and other essentials.
Photography & Videography
Book professional photographers and videographers.
Honeymoon & Travel
Plan a stress-free honeymoon without dipping into savings.
Factors That Affect Your Loan Approval
Credit History
A higher credit score and clean repayment history improve approval chances and rate.
Debt-to-Income Ratio
Lenders prefer your total EMIs to stay within roughly 40% of your monthly income.
Employment Stability
A stable job or consistent business income strengthens your application.
Requested Amount vs. Income
Requesting an amount proportionate to your income leads to faster approval.
Representative Example
For a loan of ₹3,00,000 at an interest rate of 18% p.a. (APR) for a tenure of 36 months, with a processing fee of 2% + GST:
- • Monthly EMI: approx. ₹10,846
- • Total amount payable: approx. ₹3,90,446
- • Total interest + fees: approx. ₹90,446
This is an illustrative example only. Your actual rate, fees and EMI will depend on your credit profile and will be shared before loan acceptance. Use our EMI Calculator for a personalised estimate.
Marriage Loan FAQs
Depending on your income and credit profile, you can borrow between ₹50,000 and ₹10,00,000 for wedding expenses.
A marriage loan is essentially a personal loan positioned for wedding-related expenses — the eligibility, documentation and interest rates follow the same structure.
Once approved, disbursal can happen within 24 hours, subject to document verification.
Currently, applications are processed individually based on the primary applicant's income and credit profile.
Part-prepayment is not permitted. Full foreclosure is allowed after at least 3 EMIs have been paid; applicable charges are disclosed in our Interest Rate & Fees Policy.